I have several accounts that went to collections or were charged off in 2001. On my credit report there are dates in which these items are to be removed. All of these adverse accounts are due to be removed this year, the latest in June. What will happen once these items come off of my report? Do i need to do anything to get them off, or will they just automatically come off? Will they come back to haunt me later (one was for a repossession up to $9000 now)? Should i apply for an unsecured credit card to help rebuild my credit? What do i do now?