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Advice needed

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Anonymous
Not applicable

Advice needed

I have $14,000 to pay pay off bills and am applying for a mortgage in Dec so I'm trying to get my credit as good as I can before Dec. However, I'm at a loss as to which bills I should pay to get the best benefits of a credit score increase.  I already have some money set aside specificallly for the house so this money is strictly for bills. 
Here are my bills:
 
Car loan at 7%  - balance of $14,300 payment $283 per month
Credit card at 1.99% until Nov '07- balance is $4000 credit line is $11,100  payment around $120/month
Credit card at 4.99% permanent- balance is $7000 credit line is $10,000  payment around $132/month
 
What are your suggestions?
  Thanks for your help.
Message 1 of 2
1 REPLY 1
Tuscani
Moderator Emeritus

Re: Advice needed

Pay down the credit cards to 1-9% util.
Message 2 of 2
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