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uktaurusbulba wrote:
I have alot of credit card debt and some is at really high rates. I have a fico score of 600, basically because my utilization is very high. I was offered this credit card rate reduction program that basically gives you one monthly payment at a much lower rate but gives up your credit privileges. Does anyone know about this or a link that can help me? Any help is appreciated. Im trying to weigh whether saving the money is worth killing my good credit history with the cards. Im not sure how bad this would hurt me.