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Alert and score change

tag
Anonymous
Not applicable

Alert and score change

So if you get an alert does your credit score update automatically if it changed?
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Alert and score change

No. It depends what the alert is about. It could be an alert for an account status change. Happened to my wife just last week and no points went up or down

Message 2 of 4
Anonymous
Not applicable

Re: Alert and score change


@Anonymous wrote:
So if you get an alert does your credit score update automatically if it changed?

No, it doesn't.  To see a change thus if you are referring to MyFico, you have to pull a fresh report..

Message 3 of 4
takeshi74
Senior Contributor

Re: Alert and score change

Be aware that myFICO is trigger based.

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bu...

 

Not all activity with a scoring impact is a trigger.  You cannot rely solely on alerts to determined the cause(s) of a scoring change and must carefully review reports from before and after the change.

 

Message 4 of 4
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