Alert from FICO

[tufa4311]

At this point you are simply guessing - you will need to call and ask questions from the source to get the information you are seeking. You think you paid in full, they don't - call and find out why.

[takeshi74]

Whether or not you paid in full won't have much impact on your scores anyway.  You want to aim for removal of the derog.

[Anonymous]

Correct, my full intentions are to have it removed 100%. I was just curious if thats indeed what they were saying.