MidnightVoice wrote:I think it depends partly if one is in the "4-6" or "about 42" credit cards club.
princessofpink wrote:I found out this morning that this isn't necessarily true. My new Carnival Seamiles card appeared on my EX pull this morning and bumped it up 10 points. I believe that its because of the utilization but I'm not really sure since mine should have been pretty decent to begin with.
How many tradelines do you have?
New credit drops scores in the short term for many months. In the long term the credit cards will impact your score nicely.