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Alliant Credit Union has lowered their rates again 
Checking New Rate: 0.698, Savings New Rate: 0.648. Online savings accounts from banks like Barclays (1.00%) and Discover (0.80%) are really starting to look more attractive now, even Amex's savings account pays 0.90%. Well just thought I'd let the form know 
Back to the garden I go
Happy Crediting 
Starting Score: 475 09/2008
http://www.alliantcreditunion.org/services/rates/
| Account Type | Dividend Period | Declared Date | Dividend Rate(%) / APY (%) |
| Savings | Monthly | 01/17/2013 | 0.698 / 0.70 |
| High Rate Checking | Monthly | 01/17/2013 | 0.648 / 0.65 |
Starting Score: 656 12/2012
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