What are my options if I have already paid a junk debt buyer? I have read conflicting statements. One side says the SOL starts over if I pay them, other people say my SOL date remains what it was. Basically, should I finish paying these people off or let it go?
If it is over 7 1/2 years old DO NOT PAY! You're flushing your hard earned money down the toilet. It cannot legally be placed on your CR if it is over that age. However, if you made a payment before the 7 1/2 years had expired, that could be a different story. I'm not well versed in the re-aging process. I've heard conflicting information about that myself.