No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
"This letter is intended for the original creditor health care provider and is designed to obtain a deletion from credit reports, and stop collection agency activity.
It is NOT applicable if the account is valid and you are unable to pay it.
It will ONLY work if the claim is either INACCURATE, or you remit the valid correct amount due with the letter."