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American Express CreditSecure scores all the same?

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Sabrian31487
Regular Contributor

American Express CreditSecure scores all the same?

Has anyone else who has american express creditsecure noticed that their first month the credit scores are all the same?? Or is it just me.. I know they are just FAKO scores but i thought it was kindof weird that they say all my scores are 727 across the board..

Discover IT 02/2013 (1000.00),Chase Freedom 02/2013 (3000.00),AmEx Blue Cash Everyday 06/2013 (3000.00)
Citi Simplicity 06/2013 (1000.00)
TU FICO - 718 , CK TU - 738 , Credit.com EX - 727, Quizzle.com - 720, CreditSesame.com - 720

Message 1 of 6
5 REPLIES 5
lg8302ch
Senior Contributor

Re: American Express CreditSecure scores all the same?

No but very close to eachother. But when comparing to real Fico scores (SW and lender pulls)  my scores are also only 10 points apart. Credit Secure Fakos are in my case very close to my real Fico scores for all 3. But when I look at Fakos from Equifax or Quizzle these are 40 points lower than my real Fico  scores. Credit Sesame also works great for me and comes close to my EX Fico score.

Message 2 of 6
Sabrian31487
Regular Contributor

Re: American Express CreditSecure scores all the same?

Yea i just went app crazy like 2 weeks ago and got this

Amex BCE - 2000

Citi Simplicity - 1000

Amazon Card - 2 week message (Probably denial)

Bank of America (Denial)

 

So i was thinking my credit was going to take a plunge but when my CreditKarma score updated today i went up 4 points to 743, again knowing its a fako... But my other fakos are 

Credit.com 727      Creditsesame 720          Quizzle 720

 

Possibly take a plunge when the new accounts hit or should i be fine? 

Discover IT 02/2013 (1000.00),Chase Freedom 02/2013 (3000.00),AmEx Blue Cash Everyday 06/2013 (3000.00)
Citi Simplicity 06/2013 (1000.00)
TU FICO - 718 , CK TU - 738 , Credit.com EX - 727, Quizzle.com - 720, CreditSesame.com - 720

Message 3 of 6
lg8302ch
Senior Contributor

Re: American Express CreditSecure scores all the same?

I hate to say "forget CK" ...these scores are just for fun and in my case do exactly the oposite of Ficos scores ...when Fico score gets up - CK goes down and when Fico gets down due to new accounts added funny CK gets my scores up... use CK  for monitoring your TU reports and alerts only  but the rest is for fun only and gives me nice entertainment value and smiles ...but love the free monitoring and free access on TU report once a week. 

Message 4 of 6
thom02099
Valued Contributor

Re: American Express CreditSecure scores all the same?

I use Credit Secure and my scores were not all the same the first month I used it.  In fact, the scores provided there are extremely close to the scores here at MyFICO, especially the EX score now available.  It's good to be able to see a more real time comparison of scores.

Message 5 of 6
Kenny
Moderator Emeritus

Re: American Express CreditSecure scores all the same?

Mine were all the same across the board 739/739/739
Message 6 of 6
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