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I am doing the 52 week money challenge and want to have an online savings account. I have issues with seeing money in an accessible account and then end up spending it. That is not helping to get my FICO up. I would like to put it in a AE Savings account, but I don't want another hard inquiry on my credit. Is there another option? I heard and researched here about Ally. They have the same interest rate of .85%
I don't believe that Amex does a hard pull for their savings account.
The best source of information on all of this is here:
http://www.depositaccounts.com
FWIW, I've had an Amex Savings account for 6-7 months now. No HP.