I just looked at my EX report and Amex has added my parents Amex account to my credit report. I was an AU staring back in 1994 and then I opened my own Amex account in 2000. My parents took me off of their account at that point. Amex is now back reporting this account as open/never late to at least Experian and amy be the others soon. My parents have perfect credit so this is a good thing.
I am wondering how this happened?? I also wonder how it will benefit me?? I also see that it says "Not Responsible" under Responsibility. Does this mean I am still an AU and will drop off when the new Fico scoring goes in to effect??
Could I use this to my advantage to get a card of my own? I had my own Gold Card that i got in 2000 and then got behind own. I paid it and they closed the account. They have recently removed that negative TL from my report. I also had an Optima which they closed b/c of credit scores. I was never late or anything on it.