wow! I just applied for Amex Blue and got instant
approval. The board members advised me to apply
for Delta Sky Miles previously and that was my
first Amex card approved.
Then I applied Hilton Honors and got instant approval.
The only Amex card I applied for and was not approved
for was the Amex Clear.
My score on Experian is 648. I'm in NY and Amex pulled from Experian.
I have a CO on a Cap1 from 2002 on my credit reports,
but I sent a PFD letter 10 days ago or so and now I'm waiting to hear
something back from them.
Chase, HSBC, CitiBank all declined to offer me their cards
because of the Cap1 charge off.
Thanks board members for the advice & guidance!
peace