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peacecindia wrote:
Thank you everyone on the board for guiding me in the right direction. I'm on my way toward building positive tradelines with 2 Amex cards that were suggested here. I was denied the Amex clear, but approved for Gold Delta Sky Miles & HiltonHonors cards through Amex instant approval online. In September when AU's are not allowed anymore, I will have my own credit and scores to maintain. Citi & HSBC turned me down for their cards. (I have an old charge off on a Cap1 from 2002/3 so that's probably why I was denied. But, I sent Cap 1 a PFD letter I got here! Thanks again board members for the education!) I have a question about the Hilton Honors points & miles card...Can I purchase US Air or Southwest flights and get points & miles, (Double dipping) at Hampton Inn or Hilton Garden Inn? Also, I'd like to pay for my sister to fly from TX to meet me in FL. Would her flight and hotel stay count as miles & points on my Hilton Honors card? >I'm just unsavvy about the points & miles thing. Finally, I was thinking about paying my bill off immediately to Amex. Should I schedule full payment or stretch out the payments for the good payment history? peace