cancel
Showing results for 
Search instead for 
Did you mean: 

Amex CreditSecure - Opinion?

Valued Contributor

Amex CreditSecure - Opinion?

I read other thread about it. However, I still want your opinion Smiley Very Happy.

 

Just signed up for 30 days free, and got the score on my sig.

 

It seems pretty in line with the real fico.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 1 of 13
12 REPLIES
Mega Contributor

Re: Amex CreditSecure - Opinion?


armbenderc wrote:

I read other thread about it. However, I still want your opinion Smiley Very Happy.

 

Just signed up for 30 days free, and got the score on my sig.

 

It seems pretty in line with the real fico.


I personally love it, I pull a 3 bureau report every morning for $25 a month.

 




EQ FICO 548 3/3/16
Message 2 of 13
Valued Contributor

Re: Amex CreditSecure - Opinion?


LS2982 wrote:

armbenderc wrote:

I read other thread about it. However, I still want your opinion Smiley Very Happy.

 

Just signed up for 30 days free, and got the score on my sig.

 

It seems pretty in line with the real fico.


I personally love it, I pull a 3 bureau report every morning for $25 a month.

 


$25?

 

I thought it was $14.99 after 30 days trial.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 3 of 13
Established Contributor

Re: Amex CreditSecure - Opinion?


armbenderc wrote:

I read other thread about it. However, I still want your opinion Smiley Very Happy.

 

Just signed up for 30 days free, and got the score on my sig.

 

It seems pretty in line with the real fico.


I use to receive my monthly "Plus Score's" VIA CreditSecure from AMEX, I found it to be pretty accurate to my actual FICO score. Cancelled the service due to AMEX increasing the price from $9.99 to $14.99 currently. Now i just purchase my credit score through FICO twice a year, for I'm 30yrs old and CHEAP!!Smiley LOL




"having a credit card is nice, but having cash in hand will always be king"
Message 4 of 13
Valued Contributor

Re: Amex CreditSecure - Opinion?


L-TWT wrote:

armbenderc wrote:

I read other thread about it. However, I still want your opinion Smiley Very Happy.

 

Just signed up for 30 days free, and got the score on my sig.

 

It seems pretty in line with the real fico.


I use to receive my monthly "Plus Score's" VIA CreditSecure from AMEX, I found it to be pretty accurate to my actual FICO score. Cancelled the service due to AMEX increasing the price from $9.99 to $14.99 currently. Now i just purchase my credit score through FICO twice a year, for I'm 30yrs old and CHEAP!!Smiley LOL


Ty for your in put. I am planing to app for BCE in early 2013. I just hope my score will be good enough. Just PIF my Citi card, after the statement update in early December, my score should have another big jump. going from 15% util to about 8% util. No late or baddie. aaoa about 3 years. I have the Green from 10/12.

 

What are my chances?

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 5 of 13
Established Contributor

Re: Amex CreditSecure - Opinion?


armbenderc wrote:

LS2982 wrote:

armbenderc wrote:

I read other thread about it. However, I still want your opinion Smiley Very Happy.

 

Just signed up for 30 days free, and got the score on my sig.

 

It seems pretty in line with the real fico.


I personally love it, I pull a 3 bureau report every morning for $25 a month.

 


$25?

 

I thought it was $14.99 after 30 days trial.

 


its $14.99 and you can only update your reports twice...... $25 for unlimited, you can pull a new report on all three everyday


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 6 of 13
Valued Contributor

Re: Amex CreditSecure - Opinion?


kobe2012 wrote:

armbenderc wrote:

LS2982 wrote:

armbenderc wrote:

I read other thread about it. However, I still want your opinion Smiley Very Happy.

 

Just signed up for 30 days free, and got the score on my sig.

 

It seems pretty in line with the real fico.


I personally love it, I pull a 3 bureau report every morning for $25 a month.

 


$25?

 

I thought it was $14.99 after 30 days trial.

 


its $14.99 and you can only update your reports twice...... $25 for unlimited, you can pull a new report on all three everyday


I just read it, $14.99 for 2 reports every 30 days. $25 might be a better deal. Smiley Surprised

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 7 of 13
Established Contributor

Re: Amex CreditSecure - Opinion?


armbenderc wrote:

L-TWT wrote:

armbenderc wrote:

I read other thread about it. However, I still want your opinion Smiley Very Happy.

 

Just signed up for 30 days free, and got the score on my sig.

 

It seems pretty in line with the real fico.


I use to receive my monthly "Plus Score's" VIA CreditSecure from AMEX, I found it to be pretty accurate to my actual FICO score. Cancelled the service due to AMEX increasing the price from $9.99 to $14.99 currently. Now i just purchase my credit score through FICO twice a year, for I'm 30yrs old and CHEAP!!Smiley LOL


Ty for your in put. I am planing to app for BCE in early 2013. I just hope my score will be good enough. Just PIF my Citi card, after the statement update in early December, my score should have another big jump. going from 15% util to about 8% util. No late or baddie. aaoa about 3 years. I have the Green from 10/12.

 

What are my chances?

 


Based upon your "CreditSecure" Plus score's and the time frame at which u plan on opening your AMEX BCE, I would say your chances r very good! I bet once u open/start using your BCE u will probably hardly use the green, b/c no matter how much u would use your AMEX green, u will never break even in regards to the $95 AF




"having a credit card is nice, but having cash in hand will always be king"
Message 8 of 13
Valued Contributor

Re: Amex CreditSecure - Opinion?


L-TWT wrote:

armbenderc wrote:

L-TWT wrote:

armbenderc wrote:

I read other thread about it. However, I still want your opinion Smiley Very Happy.

 

Just signed up for 30 days free, and got the score on my sig.

 

It seems pretty in line with the real fico.


I use to receive my monthly "Plus Score's" VIA CreditSecure from AMEX, I found it to be pretty accurate to my actual FICO score. Cancelled the service due to AMEX increasing the price from $9.99 to $14.99 currently. Now i just purchase my credit score through FICO twice a year, for I'm 30yrs old and CHEAP!!Smiley LOL


Ty for your in put. I am planing to app for BCE in early 2013. I just hope my score will be good enough. Just PIF my Citi card, after the statement update in early December, my score should have another big jump. going from 15% util to about 8% util. No late or baddie. aaoa about 3 years. I have the Green from 10/12.

 

What are my chances?

 


Based upon your "CreditSecure" Plus score's and the time frame at which u plan on opening your AMEX BCE, I would say your chances r very good! I bet once u open/start using your BCE u will probably hardly use the green, b/c no matter how much u would use your AMEX green, u will never break even in regards to the $95 AF


That is exactly what I was thinking. I am putting the re-occured creditsecure monthly on my green, just to show activity. Once I get the BCE, it will be my main card along with Freedom, and Citi Dividend.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 9 of 13
Valued Contributor

Re: Amex CreditSecure - Opinion?

I have been using Amex CreditSecure for many years and have been a very happy customer. Once I started pulling from myFico the scores have always been within 5 points, so it seems pretty accurate in my case.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 10 of 13