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Amex CreditSecure

Valued Contributor

Amex CreditSecure

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.

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Message 1 of 15
14 REPLIES
Mega Contributor

Re: Amex CreditSecure


indiolatino61 wrote:

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.


Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.




EQ FICO 548 3/3/16
Message 2 of 15
Established Contributor

Re: Amex CreditSecure


LS2982 wrote:

indiolatino61 wrote:

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.


Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.


is your $25 a month with Amex CreditSecure or another service? Do you get the full reports or just the scores?


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 3 of 15
Mega Contributor

Re: Amex CreditSecure


NJTurnpike wrote:

LS2982 wrote:

indiolatino61 wrote:

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.


Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.


is your $25 a month with Amex CreditSecure or another service? Do you get the full reports or just the scores?


Its with AMEX CreditSecure and yes you get full 3 bureau reports every day.




EQ FICO 548 3/3/16
Message 4 of 15
Valued Contributor

Re: Amex CreditSecure

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.

*8/10/13
Message 5 of 15
Valued Contributor

Re: Amex CreditSecure


dodfire wrote:

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.


Once you sign up for that offer you will be a chance to upgrade to the $25 plan

Message 6 of 15
Established Contributor

Re: Amex CreditSecure

do you get scores also?

Total Overall Credit Limit- $325k
Message 7 of 15
Valued Contributor

Re: Amex CreditSecure

You get FAKO scores, the real point of the plan is access to the reports, not scores.

Message 8 of 15
Moderator Emeritus

Re: Amex CreditSecure

I have no problem paying $25 per month for unlimited pulls.

 

The only issue is that the ACM and the Primary cardholder cannot both use the service.  So for right now,  DH is using Credit Secure, and I've signed up for USAA Credit Monitoring Service


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 9 of 15
Moderator Emeritus

Re: Amex CreditSecure


dodfire wrote:

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.


Your plan can be upgraded to premium which allows daily credit pulls of your 3-bureau report.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 10 of 15