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Valued Contributor
indiolatino61
Posts: 1,455
Registered: ‎11-10-2012
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Amex CreditSecure

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.

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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Amex CreditSecure


indiolatino61 wrote:

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.


Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.




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Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Established Contributor
NJTurnpike
Posts: 662
Registered: ‎02-20-2013
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Re: Amex CreditSecure


LS2982 wrote:

indiolatino61 wrote:

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.


Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.


is your $25 a month with Amex CreditSecure or another service? Do you get the full reports or just the scores?


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Amex CreditSecure


NJTurnpike wrote:

LS2982 wrote:

indiolatino61 wrote:

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.


Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.


is your $25 a month with Amex CreditSecure or another service? Do you get the full reports or just the scores?


Its with AMEX CreditSecure and yes you get full 3 bureau reports every day.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
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Re: Amex CreditSecure

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.

*8/10/13
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
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Re: Amex CreditSecure


dodfire wrote:

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.


Once you sign up for that offer you will be a chance to upgrade to the $25 plan

Frequent Contributor
Mellon
Posts: 339
Registered: ‎08-31-2007
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Re: Amex CreditSecure

do you get scores also?

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Amex CreditSecure

You get FAKO scores, the real point of the plan is access to the reports, not scores.

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Amex CreditSecure

I have no problem paying $25 per month for unlimited pulls.

 

The only issue is that the ACM and the Primary cardholder cannot both use the service.  So for right now,  DH is using Credit Secure, and I've signed up for USAA Credit Monitoring Service


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Amex CreditSecure


dodfire wrote:

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.


Your plan can be upgraded to premium which allows daily credit pulls of your 3-bureau report.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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