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Valued Contributor
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Registered: ‎11-10-2012
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Amex CreditSecure

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.

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Re: Amex CreditSecure


indiolatino61 wrote:

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.


Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.




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Re: Amex CreditSecure


LS2982 wrote:

indiolatino61 wrote:

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.


Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.


is your $25 a month with Amex CreditSecure or another service? Do you get the full reports or just the scores?


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
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Re: Amex CreditSecure


NJTurnpike wrote:

LS2982 wrote:

indiolatino61 wrote:

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.


Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.


is your $25 a month with Amex CreditSecure or another service? Do you get the full reports or just the scores?


Its with AMEX CreditSecure and yes you get full 3 bureau reports every day.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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Registered: ‎04-14-2012
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Re: Amex CreditSecure

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.

*8/10/13
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Re: Amex CreditSecure


dodfire wrote:

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.


Once you sign up for that offer you will be a chance to upgrade to the $25 plan

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Re: Amex CreditSecure

do you get scores also?

Valued Contributor
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Registered: ‎11-11-2012
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Re: Amex CreditSecure

You get FAKO scores, the real point of the plan is access to the reports, not scores.

Moderator Emeritus
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Re: Amex CreditSecure

I have no problem paying $25 per month for unlimited pulls.

 

The only issue is that the ACM and the Primary cardholder cannot both use the service.  So for right now,  DH is using Credit Secure, and I've signed up for USAA Credit Monitoring Service


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Posts: 7,225
Registered: ‎09-16-2011
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Re: Amex CreditSecure


dodfire wrote:

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.


Your plan can be upgraded to premium which allows daily credit pulls of your 3-bureau report.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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