jguglietta wrote:I had an Amex Several years ago, it went bad and I paid a settlement amount that they offered me (this was 2 years ago). I am on as an authorized user on my wifes amex card.
About 2 years ago, as soon as she opened the account. This was a few weeks after I paid the settlement offer to AMEX
jguglietta wrote:Yes, not sure of the exact number but i settled a $2000.00 account for about $1200.00. I had no problem being added to my wifes Jet Blue Amex Card.
First, there's no danger of Mom going to the hoosegow. SOL on fraud has long since run.
I would call the Oasis numbers, and ask. Tell them something to the effect of:
Years ago, my Mom applied for a card in my name and without my knowledge. I think it eventually went into default, but I'm not sure. My Mom might have paid it off, but I just don't remember. This was from probably 15 year ago or more.
Let them check. Might not be in their files. But, if it is, continue to explain further.
I never signed for anything, and my Mom applied for it in my name. Would I need to pay it off before American Express would issue me a card?
I've read accounts of AMEX exhibiting a surprising amount of GW at times. If they do demand payment, ask 'em whether you can do payments.