09-03-2007 09:43 PM
09-03-2007 09:47 PM
09-03-2007 11:36 PM - edited 09-03-2007 11:38 PM
09-04-2007 07:39 AM
notmyname wrote:Everyone that I know with a previous ax account found that original date on their new accounts . In fact it happened with my significant other two weeks ago. It only seems to occur in my experience with accounts that were in good standing or eventually paid off. It is a generous attitude and it puzzles me a bit. (I'm just naturally suspicious)RP
09-13-2007 08:12 AM
bamf70 - my Amex does the same thing. I originally had an account that was opened back in January 1998 that was closed several years ago. When I decided to try to open a new account early this year, all 3 credit bureaus for this new card are showing an Open date of 01/1998. I also checked my husband's credit reports since he's an authorized user on it (we use True Credit) and his reports are all showing the same Open Date for him as well.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.