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Amex +Scores

Valued Contributor

Amex +Scores

just curious, but is score affected on those reports for inq's that age over a year? 

 

im highly debating cancelling amex credit service. i already cancelled my score watch. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 1 of 3
2 REPLIES
Moderator Emeritus

Re: Amex +Scores

I'm fairly certain that FAKO factors in inquiries for the full 2 years. Don't cancel it because of the FAKO (or rather, don't subscribe for the FAKO). Subscribe because of the report content (TLs reporting, etc.). There are other CMSs out there if you don't like the report layout.

Message 2 of 3
Valued Contributor

Re: Amex +Scores

thanks illecs, i was just curious. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 3 of 3