11-09-2012 04:56 PM
it says for the 14.95 a month you get to pull your reports twice right?
i had the trial activated on 10/1/12 and had pulled twice the last being 10/26/12
amex wont let me get another report now until 11/16/12. and they charged me the 14.95 for next month (nov)
so that would really only leave me with one pull in the whole month? what gives?
|Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012
|Amex Zync(Unicorn) |
11-10-2012 11:53 AM
Yes, I've wondering about that for some time. It looks to me like from the time you pull a report, the second after that is in a month from then. And the same for the ones inbetween. The even number reports will never be less than a month inbetween, and the odd number reports will never be less than a month inbetween. There's no carry-over of any sort. So if you pull a report later than when you can, e.g. Nov 5 instead of Nov 1, the second after that can't be pulled until Dec 5. Does that make sense?
11-13-2012 11:34 AM
11-13-2012 11:35 AM
11-15-2012 12:23 PM
The key thing to be aware of is it's two pulls per 30 days, not per month. Their specific language on the home page is "Get 3 PLUS Scores1 and 3 reports from the 3 credit bureaus twice every thirty days"
When 30 days have elapsed since your first report, you can pull one more. But that takes you back to a total of 2 within 30 days, so you have to wait for 30 days since the second report to pull the 4th, and so on.
11-16-2012 10:43 AM