I believe I've read that Amex can be slow to report to the CRA's, however I am wondering if this is typical for a new account. I was approved for the Amex Everyday just shy of six weeks ago. The card was received and activated about a week later, used several times, been through a billing cycle and PIF (before statement cut). The account still has not hit any of the three CRA's, other than the initial HP Inq. Anyone ever see them go this long, even beyond a full billing cycle? I've been watching carefully as I am curious how the date will show, as I have been with Amex since 1997.
Barclay on the other hand, last year they hit the reports before I even received the cards!
Barclay on the other hand, last year they hit the reports before I even received the cards!
I think my first one was about the same time horizon as yours; IIRC common suggestion was 2 cycles at the latest, and if not, call.
Will also say the monitoring solutions add some time; I finally got a balance change and I was in my reports anyway for a dispute and noticed that Amex had updated right when they should've but I didn't get the alert until 4 days later.
