johndoe wrote:CONGRATULATIONS!!! That is awesome news for you! Could you do me and others an enormous favor??? Wouldyou please post the actual GW letter that you used? ( minus all the private details of course! )
Thanks so much and congrats again!
To whom it may concern:
I have been a Citibank customer since 2001 and during that time, I have enjoyed my experience with Citibank greatly. I am writing to see if you would be willing to make a “goodwill” adjustment to your reporting to the three credit agencies. I have a few late payments on the above referenced account, between December 2004 & March 2005. However for the past two years, I have been an exceptional customer paying on time every month.
Because of my exceptional payment history over the last two years, I would like you to consider removing the negative payments from my credit report. At the time of those late payments, I had just moved from New York to Texas and unfortunately the job I had moved down for didn’t work out. I say that not to justify why the payments were late, but rather to show that the late payments are not a good indicator of my actual credit worthiness. I hope that Citibank is willing to work with me on erasing these marks from my credit reports.
I have been a very happy customer in the past and hope to continue a long relationship with Citibank. Besides credit cards, I also have a bank account with Citibank that has been in good standing since 2001. With today’s credit industry so competitive, I know how important it is to maintain good relationships between creditors and debtors. Citibank has been exceptional in my book so far and I highly recommend it to all my friends and relatives. I hope that you will deeply consider my request and prove once again, why Citibank is heads above the rest.
I do recognize that my request is unique and that it may not be normal policy for Citibank, but I'm hoping that Citibank will remove these late payments from my credit reports. I look forward to your reply