This is just getting insane!! I send the same letter to Experian and they deleted the 26 lates,. However, now they are reporting that I have one late in March of 2007 and my last activity was March 2007. This is crazy!!! I closed the account on 6/2005 and paid the rest on 1/2006. How in the world can they show some activity on the account in March of this year and the 90 days late. What should I do? Any bright Ideas! Anyone?