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Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011

Re: Any New Daily Credit Pull Monitors?


LordAthens wrote:

USAA changed from daily pulls to once-a-month pulls back in September.  There is no way to get daily pulls from USAA.  Anyone saying otherwise is going off of what you could do 8 months ago.


Or you could call them and ask to upgrade to the premium service that does offer daily pulls, I have it.  Amex is the exact same service as well.

Established Member
LordAthens
Posts: 40
Registered: ‎04-29-2013

Re: Any New Daily Credit Pull Monitors?

My apologies for the misinformation.  I was going off of this thread that I read a few months ago; http://ficoforums.myfico.com/t5/General-Credit-Topics/No-more-unlimited-pulls-with-USAA-Credit-Check...

 

At the time, apparently I only read the first page, somehow not realizing there was more than 1 page.  Further in the thread it is mentioned that you can upgrade for daily pulls.  USAA would be wise to include that on their CMS page.  I checked it a few nights ago to see if they had allowed the upgrade to daily pulls and nothing on their page lets you know that.


Starting Score:05/04/13 SW EQ607, SW TU672, PSECU EX xxx
Lender Pulls 04/24/13; EQ597, TU641, EX662
Current Score: 05/14/2013 SW EQ 643
Goal Score: 760's across the board would be nice, but I realistically won't "let it go" until I hit 800's


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Established Contributor
CashOnDelivery
Posts: 502
Registered: ‎04-17-2013

Re: Any New Daily Credit Pull Monitors?


kroberts67 wrote:

LordAthens wrote:

USAA changed from daily pulls to once-a-month pulls back in September.  There is no way to get daily pulls from USAA.  Anyone saying otherwise is going off of what you could do 8 months ago.


Hmm, that's strange cause I currently get daily triple pulls from USAA for $22.92/month and rather enjoy it and have only signed up 2 months ago.  :smileywink:

 

You have to sign up for regular monthly pull one (for $13 or whatever it is), then when you're in your account page you'll see the UPGRADE button to daily pullls for $22.95, or call them and they will upgrade you.


+1

I have this service right now.


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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Established Member
LordAthens
Posts: 40
Registered: ‎04-29-2013

Re: Any New Daily Credit Pull Monitors?


b_seeker wrote:

Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

 

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

 

Which $13 is still a pretty nice price.


 

3 pulls per month as I understand it means 1 EQ, 1 TU, 1 EX = 3 pulls.  Not 3 pulls for each CRA.

 

Still cheap compared to the others, but far from the value that it used to be with daily pulls. 


Starting Score:05/04/13 SW EQ607, SW TU672, PSECU EX xxx
Lender Pulls 04/24/13; EQ597, TU641, EX662
Current Score: 05/14/2013 SW EQ 643
Goal Score: 760's across the board would be nice, but I realistically won't "let it go" until I hit 800's


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Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Any New Daily Credit Pull Monitors?


LordAthens wrote:

b_seeker wrote:

Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

 

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

 

Which $13 is still a pretty nice price.


 

3 pulls per month as I understand it means 1 EQ, 1 TU, 1 EX = 3 pulls.  Not 3 pulls for each CRA.

 

Still cheap compared to the others, but far from the value that it used to be with daily pulls. 


This service can be upgraded to a daily report puller that costs a total of $22/ month

This is what I'm currently using.. and supplementing with MyFICO when  I was my real FICO scores


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Frequent Contributor
Countingpennies
Posts: 464
Registered: ‎02-14-2013

Re: Any New Daily Credit Pull Monitors?

I signed up for USAA Premium yesterday. Today I logged in and on the left side is a 'refresh' button. I refreshed and got a pop up to upgrade to daily pulls. I heard that you have to call, but the upgrade option IS online after you sign up.
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: Any New Daily Credit Pull Monitors?


webhopper wrote:

LordAthens wrote:

b_seeker wrote:

Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

 

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

 

Which $13 is still a pretty nice price.


 

3 pulls per month as I understand it means 1 EQ, 1 TU, 1 EX = 3 pulls.  Not 3 pulls for each CRA.

 

Still cheap compared to the others, but far from the value that it used to be with daily pulls. 


This service can be upgraded to a daily report puller that costs a total of $22/ month

This is what I'm currently using.. and supplementing with MyFICO when  I was my real FICO scores


+1

I am also using USAA daily pulls...Signed up 3 months ago. 

*8/10/13
Established Member
LordAthens
Posts: 40
Registered: ‎04-29-2013

Re: Any New Daily Credit Pull Monitors?

As I'm also looking for a daily puller, I have a question for those of you using USAA;

 

Is there any reason you aren't using EIDT (Eliminate ID Theft) ?  USAA is $22/mo, EIDT is $13/mo.  For another $5/mo you can add a second person to the account (ideal for my fiance and I), so for $17/mo, daily pulls on two people, still cheaper than USAA.

 

Since you're not getting real FICO's from anyone, I'm wondering why USAA has such a price premium.


Starting Score:05/04/13 SW EQ607, SW TU672, PSECU EX xxx
Lender Pulls 04/24/13; EQ597, TU641, EX662
Current Score: 05/14/2013 SW EQ 643
Goal Score: 760's across the board would be nice, but I realistically won't "let it go" until I hit 800's


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Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Any New Daily Credit Pull Monitors?


LordAthens wrote:

As I'm also looking for a daily puller, I have a question for those of you using USAA;

 

Is there any reason you aren't using EIDT (Eliminate ID Theft) ?  USAA is $22/mo, EIDT is $13/mo.  For another $5/mo you can add a second person to the account (ideal for my fiance and I), so for $17/mo, daily pulls on two people, still cheaper than USAA.

 

Since you're not getting real FICO's from anyone, I'm wondering why USAA has such a price premium.


I don't use EIDT because I'm not familiar with them and gravitate towards lenders / service providers who I am familiar with and trust. 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Regular Contributor
Siopao
Posts: 125
Registered: ‎03-09-2013

Re: Any New Daily Credit Pull Monitors?

Just signed up for the USAA monitoring.  For some reason I thought I had to have a checking or savings with USAA to be able to use thier monitoring serivce.  I like it a lot better than Eliminate ID.  The formatting is better and the information is easier to read.  Also, their printable version is better too. 

Now I just need to cancel my account with Eliminate ID, both times I tried to call I just got an answering machine...

Starting Score: 660 (BK discharged 2/2012)
Current Score: 684 - EQ | 679 - EX (Lender pull)
Goal Score: 720+

Wallet: NFCU Flagship Signature 14k | NFCU cashRewards 1K | NavCheck 15k | Barclays US Air 2.1k | Merrick 1.4k | Credit One 550 | Cap One 750 | Last app 5.5.2013
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