I need to add another positive tradeline to my credit reports. Preferrably one that is not going to rape me on fees!
So far I have one credit card, a car loan that was transeferred so wont start reporting until June (ugh!!) and my Prosper loan that only reports to EX.
My credit scores are in the low to mid 500's.
I need to be up to mid 600's by October so I can get out of this car loan I am paying 24% interest but my credit scores were in the low 400's when I bought it in October.
Thanks for any and all advice