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Anybody get a score bump when a charge off falls off?

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EmmyWannabeOrman
Contributor
‎02-03-2014 10:12 PM
‎02-03-2014 10:12 PM

Anybody get a score bump when a charge off falls off?

I have a First Premier unpaid charge off coming off on February 20th, will I see a score bump? 

Cap One QS 1950, NFCU 7000, NavChek 6500, Cap One secured 750, IFCU 1000, IFCU (overdraft line of credit) 1000, Express 3100, NY&Co 2650, Victoria's Secret 2650, Exxon/Mobil 300, Zales 500, Kay's 900, Walmart 3500, Bloomingdales 1000, Belks 850, Paypal Smartconnect 1300, Chase Freedom 2000,Chase Slate 500. Gap 4000, BP 3000, Amazon store card 3500
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pizzadude
Credit Mentor
‎02-04-2014 05:17 PM
‎02-04-2014 05:17 PM

Re: Anybody get a score bump when a charge off falls off?

 

If this is your only major derogatory item then I'd expect a FICO score bump.   If you have others then you'll probably not see much of an increase.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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