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I don't subscribe to Equifax, but have used it when pulling free reports and find that it is extremely slow. Nevertheless, I love Equifax for actually making it easy to dispute incorrect inquiries. I found that during credit mania many of the places I spoke to about mortgage programs pulled my credit even though I didn't actually apply, but just because I never authorized them to do so doesn't mean I really want to file a fraud report against them. Equifax actually let me get rid of these inquiries no problem, whereas I'm stuck writing letters to the incorrect inquirers on Transunion and Experian and getting no response.
So, pluses and minuses.