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The way MyFico updates is disappointing to me, considering what I pay monthly (I have the best package).
First of all, some event has to happen (account update, balance change, perhaps an account status change or aging update) for you to see a change in any score.
Second of all, MyFico is a bit slow getting updates from the bureaus, or at least sharing them with me. I use both CCT and MyFico right now, and I can get a daily score update via CCT, and MyFico can often lag behind by a week or more, even when CCT shows a balance update or account status change.
So, I could log in every day for a week (and I do!) and see no change, while my score may have changed two or three times during that period.
Agree.
I noticed in the "fico scoring" section, someone else was complaining, so maybe there is currently a problem.
My transunion updated this morning on myfico.
My TU updated today but neither my EQ or EX has updated since 4/27. I'm new to MyFico so I'm not sure what is normal. How often are they supposed to update?
@Anonymous wrote:My TU updated today but neither my EQ or EX has updated since 4/27. I'm new to MyFico so I'm not sure what is normal. How often are they supposed to update?
There is no set period of time, other than the quarterly triple pull. Other than that, they update ONLY when certain triggers occur with regards to report changes. Signifigant balance changes, new inquiries, new accounts, new derogs, etc.
TU update this morning for me.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |