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I know my credit card issuer takes behavior score into account when setting interest rates. Other than the obvious assumptions, does anyone know what comprises a behavior score? I know it probably differs from lender to lender so I'm just interested in the broad strokes
You can find various articles on this by doing the following Google search:
credit behavior score
Here is one:
http://blog.credit.com/2013/05/how-credit-scores-predict-your-behavior
This article discusses behavior scores:
http://www.bankrate.com/finance/credit-debt/uncovering-hidden-credit-scores-1.aspx