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Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Anyone know RELS CRDT or RELS REPORTING SERVICE?

I pulled my TC today and found inquiries from those names on my EQ and EX CRs. I have no idea who they are, but they appear to be similar to who Wells Fargo used to pull my credit when I originally got my mortgage.

Does anyone have any clue who these people are? I got an ear to yell in.
Here we go again...
Established Contributor
TexMontana
Posts: 678
Registered: ‎05-29-2007
0

Re: Anyone know RELS CRDT or RELS REPORTING SERVICE?

Yep- that's Wells Fargo. RELS is a credit report pulling service.
" I like to live as a poor man, with a lot of money." - Pablo Picasso (who was a jerk.)
Frequent Contributor
momof2
Posts: 476
Registered: ‎03-23-2008
0

Re: Anyone know RELS CRDT or RELS REPORTING SERVICE?

i have the same inq on 1 of my cr i got the other 2 deleted was able to prove it was not authorized, but they are reported by wells fargo for a home loan(which i never applied for thats why the inq on my cr's were not authorized).
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
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gpjojo
Posts: 1
Registered: ‎04-19-2011
0

Re: Anyone know RELS CRDT or RELS REPORTING SERVICE?

Yes, that Wells Fargo rescore company. They can have your credit score changed in 48 to 72 hours. Takes months the other way.  This credit score stuff is a scam.

 

Companies can charge you without your knowledge or any varification of the charges, when you dispute it ,"The Machine" the credit companies, put it on your report without any varifiction. They want money to take it off and make it hell to do so. If the company went out of business, you can  forget it.

 

I call IT COMMERCIAL BLACKMAIL. GUILTY WITHOUT ANY PROOF.  Credit score effects your everyday life, a bogus charge can cost you thousands. Our government must protect their citizen from these thiefs by better guide lines and laws.

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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: Anyone know RELS CRDT or RELS REPORTING SERVICE?

Hi, gpjojo, welcome to the forums!

 

I just wanted to point out that this thread is from 2008. Nothing wrong with digging up an oldie, but you'll probably find that the original issue is long since done with. :smileywink:

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Member
Verde
Posts: 43
Registered: ‎04-14-2007
0

Re: Anyone know RELS CRDT or RELS REPORTING SERVICE?

No it is not. I just received an alert on my scorewatch and my score went down a few points due to this relscredit that pulled all 3 bureaus with no authorization.

Valued Contributor
AndySoCal
Posts: 1,895
Registered: ‎04-07-2009
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Re: Anyone know RELS CRDT or RELS REPORTING SERVICE?

Have you applied for credit recently with Wells Fargo?

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011
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wendytet
Posts: 2
Registered: ‎08-07-2011
0

Re: Anyone know RELS Credit Credit or RELS REPORTING SERVICE?

Yes it is Wells Fargo and I would VERY strongly suggest never getting a loan or trying to deal with them.   I have never once been late on a mortgage payment or rent.  My payment is due on the 15th of August.  I have become extremely sick (died actually) and my mom has made my payments for the last six months.  As I can not work anymore since being a 5 day coma over Memorial Day, I called Wells Fargo last week for help, explaining my entire situation on health and payments, etc.  My qu estion was,  since my mom and wonderful step daddy now pay 100% of my bills and support me, how many payments can I miss before I would end up in foreclosure.  Two.        My house has been for sale, way below value, (and I am an appraiser) for a month as I am moving into a much smaller and less expensive "trailer".   Oh yes, Wells Fargo helped me!  LOL! - I sent them all of the information required and they began calling me every other day as a "collection agency".  Mind you, my payment is not due until  Monday and they have started foreclosure proceedings and contacted an appraiser for a foreclosure appraisal.  I'm SO disgusted.  I would, and will, tell everyone and anyone that I would never, ever deal with Wells Fargo.  The adjustment of barely being alive, having to move, losing my business and they have no compassion when I have not even been LATE   "AND" have over $30,000 of equity!  The only equity left in my life and I live on what my parents give me, friends help me with and $200 a month in food stamps.  My credit was excellent until last year and the mortgage is one of the items still good.   Thank you so much for letting me vent as this sincerely has me in tears.

 

New Visitor
wendytet
Posts: 2
Registered: ‎08-07-2011
0

Re: Anyone know RELS CRDT or RELS REPORTING SERVICE?

PLEASE - read my post and NEVER work with Wells Fargo!

 

Senior Contributor
Booner72
Posts: 3,889
Registered: ‎05-24-2011
0

Re: Anyone know RELS CRDT or RELS REPORTING SERVICE?

Hi Wendy - I'm glad you're up and at 'em - at least a little bit.  Am very sorry for all the hardships you've been through lately and wish you all the best!

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720

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