04-05-2008 12:15 PM
04-05-2008 01:42 PM
04-05-2008 02:56 PM
04-19-2011 03:21 PM
Yes, that Wells Fargo rescore company. They can have your credit score changed in 48 to 72 hours. Takes months the other way. This credit score stuff is a scam.
Companies can charge you without your knowledge or any varification of the charges, when you dispute it ,"The Machine" the credit companies, put it on your report without any varifiction. They want money to take it off and make it hell to do so. If the company went out of business, you can forget it.
I call IT COMMERCIAL BLACKMAIL. GUILTY WITHOUT ANY PROOF. Credit score effects your everyday life, a bogus charge can cost you thousands. Our government must protect their citizen from these thiefs by better guide lines and laws.
04-19-2011 03:56 PM
Hi, gpjojo, welcome to the forums!
I just wanted to point out that this thread is from 2008. Nothing wrong with digging up an oldie, but you'll probably find that the original issue is long since done with.
05-14-2011 01:47 PM
No it is not. I just received an alert on my scorewatch and my score went down a few points due to this relscredit that pulled all 3 bureaus with no authorization.
05-14-2011 06:03 PM
Have you applied for credit recently with Wells Fargo?
08-07-2011 02:18 AM
Yes it is Wells Fargo and I would VERY strongly suggest never getting a loan or trying to deal with them. I have never once been late on a mortgage payment or rent. My payment is due on the 15th of August. I have become extremely sick (died actually) and my mom has made my payments for the last six months. As I can not work anymore since being a 5 day coma over Memorial Day, I called Wells Fargo last week for help, explaining my entire situation on health and payments, etc. My qu estion was, since my mom and wonderful step daddy now pay 100% of my bills and support me, how many payments can I miss before I would end up in foreclosure. Two. My house has been for sale, way below value, (and I am an appraiser) for a month as I am moving into a much smaller and less expensive "trailer". Oh yes, Wells Fargo helped me! LOL! - I sent them all of the information required and they began calling me every other day as a "collection agency". Mind you, my payment is not due until Monday and they have started foreclosure proceedings and contacted an appraiser for a foreclosure appraisal. I'm SO disgusted. I would, and will, tell everyone and anyone that I would never, ever deal with Wells Fargo. The adjustment of barely being alive, having to move, losing my business and they have no compassion when I have not even been LATE "AND" have over $30,000 of equity! The only equity left in my life and I live on what my parents give me, friends help me with and $200 a month in food stamps. My credit was excellent until last year and the mortgage is one of the items still good. Thank you so much for letting me vent as this sincerely has me in tears.
08-07-2011 08:19 AM
Hi Wendy - I'm glad you're up and at 'em - at least a little bit. Am very sorry for all the hardships you've been through lately and wish you all the best!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.