Anyway to easily and accurately check your credit card's terms and conditions??

[SportBike4Life]

Hi everyone,

I am wondering if there is anyway to easily and accurately check your credit card's terms and conditions (including APR and fees)?? Right now, although some cards show the APR, rarely do any of them show you the late fees, bonus offers, etc.. Is there anyway to get this information easily and accurately?

That is, do you need to keep the original terms and conditions brochure sent when you receive your card to know the actual terms and conditions? If you don't have it, do you have to just refer to the terms and conditions posted on the card application page?

[llecs]

They'll mail you T&Cs at the time you get the card and will update every now and then with new mailings, with card renewals, etc. Most of my CCs offer them online. There's usually a link for that. Others will show a special notice along with my statement online.

[Shogun]

+1   You should have received it with your card, it's that paper with the really, really small words.  Otherwise just go to their website, you'll most likely find a copy of it there.