Reply
Frequent Contributor
Posts: 496
Registered: ‎11-13-2012
0

Apping and Blood Pressure

15 years ago I could get a CC just by asking, and the CL's were easily 3-4X what we see nowdays on new TL's.  Two years ago I app spreed and went 1 for 4 and got a piddly toy CL.  A few weeks ago I app'd and I realized just how much more difficult it is to get credit now days.  I got the card but it wasn't instant approval.  The excitement level is so much higher these days.  I actually noticed before I clicked submit I paused and thought about the app, weighed the HP ding and felt my heart kinda pounding.  **bleep**?  I'm healthy.  

 

It makes you appreciate and respect credit that much more.


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: Apping and Blood Pressure

yes i agree. times have changed and i personally appreciate and love my cards that's y it's important to take care of your credit and separating needs from wants.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.