Hello...
I have been trying to repair my credit for about a year now. I now have 5 paid collections remaining (I paid about 10, but some dropped off) on the the report that I am disputing - just to see if they can be removed.
I have gone from 536 TU 534 EX 449 EQ to as of July 07 having 585 TU 601 EX 575 EQ. The remaing debts that I have are my student loans (98K) and car note(23K). I will begin paying on my student loans next month, but I wanted advice about applying for a credit card. I have items in dispute and I wanted to know if its a good idea to apply for credit while they are in dispute. I need to purchase a home computer. Thanks for the responses. BTW, this is a great site and I have really learn a lot...