06-04-2007 10:14 AM
Carthoris wrote:My scores are low for various reasons, but the simulator says if I get a CC with $2000 limit it will vastly improve my scores. However, I don't want to take the hit if I don't get approved by apllying for one.Any suggestions on what to apply for with greater assurances of getting approved with a TransUnion score of 623 (about to go up with some past due payments being paid).
07-04-2007 10:40 AM
07-04-2007 01:27 PM
casinoplayer wrote:Has anyone with a BK got offered the 99/500 card???
07-04-2007 01:59 PM
Has anyone with a BK got offered the 99/500 card???
FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/. This includes the secured card. According to Jaquena, an online BoA rep, it is a soft (promo) inq to check.Hard inq of course if you actually apply.
07-04-2007 05:48 PM
SmartCookie wrote:FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/. This includes the secured card. According to Jaquena, an online BoA rep, it is a soft (promo) inq to check.Hard inq of course if you actually apply.I wouldn't base you getting a card strictly off of the soft pull. My brother filled out the form and received no pre-approved offers. The next day he applied directly for two BofA cards and was approved.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.