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Applying for a credit card

Valued Contributor

Re: Applying for a credit card

No they don't but I have no idea who pulls what.   I guess to give you an idea is www.whogavemecredit.com
Message 51 of 57
Established Contributor

Re: Applying for a credit card



Carthoris wrote:
My scores are low for various reasons, but the simulator says if I get a CC with $2000 limit it will vastly improve my scores. However, I don't want to take the hit if I don't get approved by apllying for one.
Any suggestions on what to apply for with greater assurances of getting approved with a TransUnion score of 623 (about to go up with some past due payments being paid).


Thank you. I will check out the linkSmiley Very Happy
 
Cory
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 52 of 57
Established Member

Re: Applying for a credit card

Has anyone with a BK got offered the 99/500 card??? 
Message 53 of 57
Member

Re: Applying for a credit card

I just applied for the BA  Visa Plantium and was just  counter offer with HSBC with a $300.00 cl. The funnything I had applied for that same HSBC card three week ago and was denied through a different website. I've been reading this site for the last week, and I'm glad people are honest with this information.
Message 54 of 57
Valued Contributor

Re: Applying for a credit card



casinoplayer wrote:
Has anyone with a BK got offered the 99/500 card??? 



FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 
 
Hard inq of course if you actually apply.
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Message 55 of 57
Moderator Emeritus

Re: Applying for a credit card



SmartCookie wrote:


casinoplayer wrote:
Has anyone with a BK got offered the 99/500 card??? 



FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 
 
Hard inq of course if you actually apply.



I wouldn't base you getting a card strictly off of the soft pull. My brother filled out the form and received no pre-approved offers. The next day he applied directly for two BofA cards and was approved.
Message 56 of 57
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Valued Contributor

Re: Applying for a credit card



Tuscani wrote:


SmartCookie wrote:
FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 
 
Hard inq of course if you actually apply.



I wouldn't base you getting a card strictly off of the soft pull. My brother filled out the form and received no pre-approved offers. The next day he applied directly for two BofA cards and was approved.



You know I think that request is a little buggy depending on the time of day, but it's the only way I know to get an 'invite' to the 99/500.  Dunno if there is still any debate on if it is invite only or not still.  I'm glad for your bro!  And at least I know I'm not going nuts... I have mid 700 FICOs and it didn't offer me any cards either save for the secured. 
 
Things that may you go hmmmmm.   Smiley Tongue
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Message 57 of 57