Reply
Valued Contributor
Posts: 1,065
Registered: ‎04-26-2007
0

Re: Applying for a credit card

No they don't but I have no idea who pulls what.   I guess to give you an idea is www.whogavemecredit.com
Established Contributor
Posts: 671
Registered: ‎03-15-2007
0

Re: Applying for a credit card



Carthoris wrote:
My scores are low for various reasons, but the simulator says if I get a CC with $2000 limit it will vastly improve my scores. However, I don't want to take the hit if I don't get approved by apllying for one.
Any suggestions on what to apply for with greater assurances of getting approved with a TransUnion score of 623 (about to go up with some past due payments being paid).


Thank you. I will check out the link:smileyvery-happy:
 
Cory
1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.
Established Member
Posts: 11
Registered: ‎06-07-2007
0

Re: Applying for a credit card

Has anyone with a BK got offered the 99/500 card??? 
Member
Posts: 9
Registered: ‎06-29-2007
0

Re: Applying for a credit card

I just applied for the BA  Visa Plantium and was just  counter offer with HSBC with a $300.00 cl. The funnything I had applied for that same HSBC card three week ago and was denied through a different website. I've been reading this site for the last week, and I'm glad people are honest with this information.
Valued Contributor
Posts: 2,010
Registered: ‎07-01-2007
0

Re: Applying for a credit card



casinoplayer wrote:
Has anyone with a BK got offered the 99/500 card??? 



FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 
 
Hard inq of course if you actually apply.
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Applying for a credit card



SmartCookie wrote:


casinoplayer wrote:
Has anyone with a BK got offered the 99/500 card??? 



FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 
 
Hard inq of course if you actually apply.



I wouldn't base you getting a card strictly off of the soft pull. My brother filled out the form and received no pre-approved offers. The next day he applied directly for two BofA cards and was approved.
Valued Contributor
Posts: 2,010
Registered: ‎07-01-2007
0

Re: Applying for a credit card



Tuscani wrote:


SmartCookie wrote:
FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 
 
Hard inq of course if you actually apply.



I wouldn't base you getting a card strictly off of the soft pull. My brother filled out the form and received no pre-approved offers. The next day he applied directly for two BofA cards and was approved.



You know I think that request is a little buggy depending on the time of day, but it's the only way I know to get an 'invite' to the 99/500.  Dunno if there is still any debate on if it is invite only or not still.  I'm glad for your bro!  And at least I know I'm not going nuts... I have mid 700 FICOs and it didn't offer me any cards either save for the secured. 
 
Things that may you go hmmmmm.   :smileytongue:
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.