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Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Applying for a credit card

You have a pretty good chance at Orchard.. you should also be able to get a few store cards. I can make some suggestions if you are interested.
Member
Posts: 12
Registered: ‎05-29-2007
0

Re: Applying for a credit card

Yes, I am interested. The MyFico simulator did not look favorably on store credit cards though. I will apply to Orchard and see what happens.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Applying for a credit card

Try Orchard and get back to me.
Regular Contributor
Posts: 128
Registered: ‎05-27-2007
0

Re: Applying for a credit card

I filed chapter 13 in 2004 since then I have gotten numerous cards.  I have an orchard bank card with a limit of $300.00 then a card through HSBC for 1000.  I have have few other cards with limits of $500.00, 600.00, & another $1000.00.  My score is only 591.  There are cards out there willing to give you credit.  The bad part is many of them charge you $5.00-10.00 a month as a fee or they charge you a fee if you pay online.  I am trying to rebuild my credit and it is a very slow process, but I am willing to pay the fees in hopes it will help in the long run.  We were just discharged so I am hoping that will help a little as well.  Good Luck!
Starting Score 563 10/2/11
Current Score 585 12/30/11
Goal 700
Established Contributor
Posts: 510
Registered: ‎04-17-2007
0

Re: Applying for a credit card

Try Hooters Mastercard.
 
I got approved with a TU score of 568 couple of weeks ago. They gave me a $1,000 CL but has a $48 Annual Fee for Hooters..
 
 
 
Valued Member
Posts: 39
Registered: ‎04-29-2007
0

Re: Applying for a credit card

All my credit cards are AMEX .
When I saw this message I applied for the hooters card and got approved ..my TU is 628..

thanks a lot for the info
Established Contributor
Posts: 684
Registered: ‎03-15-2007
0

Re: Applying for a credit card



Irvin wrote:
Try Hooters Mastercard.
 
I got approved with a TU score of 568 couple of weeks ago. They gave me a $1,000 CL but has a $48 Annual Fee for Hooters..
 
 
 


Who is the card issuer for Hooters? and how do you apply.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Applying for a credit card

Established Contributor
Posts: 684
Registered: ‎03-15-2007
0

Re: Applying for a credit card

Thank you so much. You are the bomb!!Smiley Very Happy
Established Contributor
Posts: 684
Registered: ‎03-15-2007
0

Re: Applying for a credit card

Do you know if they will give you an instant decision or you should receive a correspondance in the mail?
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