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Applying for a credit card

Moderator Emeritus

Re: Applying for a credit card

You have a pretty good chance at Orchard.. you should also be able to get a few store cards. I can make some suggestions if you are interested.
Message 11 of 57
Member

Re: Applying for a credit card

Yes, I am interested. The MyFico simulator did not look favorably on store credit cards though. I will apply to Orchard and see what happens.
Message 12 of 57
Moderator Emeritus

Re: Applying for a credit card

Try Orchard and get back to me.
Message 13 of 57
Regular Contributor

Re: Applying for a credit card

I filed chapter 13 in 2004 since then I have gotten numerous cards.  I have an orchard bank card with a limit of $300.00 then a card through HSBC for 1000.  I have have few other cards with limits of $500.00, 600.00, & another $1000.00.  My score is only 591.  There are cards out there willing to give you credit.  The bad part is many of them charge you $5.00-10.00 a month as a fee or they charge you a fee if you pay online.  I am trying to rebuild my credit and it is a very slow process, but I am willing to pay the fees in hopes it will help in the long run.  We were just discharged so I am hoping that will help a little as well.  Good Luck!
Starting Score 563 10/2/11
Current Score 585 12/30/11
Goal 700
Message 14 of 57
Established Contributor

Re: Applying for a credit card

Try Hooters Mastercard.
 
I got approved with a TU score of 568 couple of weeks ago. They gave me a $1,000 CL but has a $48 Annual Fee for Hooters..
 
 
 
Message 15 of 57
Valued Member

Re: Applying for a credit card

All my credit cards are AMEX .
When I saw this message I applied for the hooters card and got approved ..my TU is 628..

thanks a lot for the info
Message 16 of 57
Established Contributor

Re: Applying for a credit card



Irvin wrote:
Try Hooters Mastercard.
 
I got approved with a TU score of 568 couple of weeks ago. They gave me a $1,000 CL but has a $48 Annual Fee for Hooters..
 
 
 


Who is the card issuer for Hooters? and how do you apply.
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 17 of 57
Moderator Emeritus

Re: Applying for a credit card

Message 18 of 57
Established Contributor

Re: Applying for a credit card

Thank you so much. You are the bomb!!Smiley Very Happy
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 19 of 57
Established Contributor

Re: Applying for a credit card

Do you know if they will give you an instant decision or you should receive a correspondance in the mail?
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 20 of 57