Credit Card Center Advertiser Disclosure†
05-30-2007 03:34 PM
05-31-2007 05:24 AM
05-31-2007 06:51 AM
Thank you so much for your reply! All you guys are cool.
sankofa wrote:Cory,HSBC is pretty reasonable with okaying $1,000.00 credit lines. They give instant decisions online. Jammy (a poster in this thread) mentioned HSBC also.SandyK
05-31-2007 06:52 AM
Thank you. I fell much better now. From your previous post, I saw that hooters uses TransUnion? I hope they do, my score is 599 with TU. If they check experian I can forget it.
Irvin wrote:Cory,I did not get an instant decision from Hooters when i applied. But I called them the next day and they were able to tell me on the phone that i was approved and should expect my card to be mailed pretty soon.
05-31-2007 06:54 AM
FYI... Hooters does not do instant approvals. You always have to call or wait for the mail.
05-31-2007 07:21 AM
I still have to call them. Hopefully, I will get approved. But thanks for the support
05-31-2007 11:49 AM
05-31-2007 12:03 PM
What are your scores?
beach123 wrote:Do you think I can get a HSBC credit card if I've had one in the past, good history but closed it out probably 2 years ago...my past 6 years have no lates on CC's but have one re-aged account listed in 2004 that I've been disputing; had a judgment hit in 9/05 and it was paid in 11/05 in full/satisfied. Now last fall the IRS Tax lien hit...Thoughts??
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.