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Established Contributor
Posts: 905
Registered: ‎05-09-2007
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Re: Applying for a credit card

Got the Credit Decision email and it took me to the sorry BUT... Page and I accepted
Established Contributor
Posts: 674
Registered: ‎03-15-2007
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Re: Applying for a credit card

What card is this that you guys are talking about? I wanna know:smileysurprised:
 
Cory
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Posts: 1,065
Registered: ‎04-26-2007
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Re: Applying for a credit card



FICO_Focused wrote:
Got the Credit Decision email and it took me to the sorry BUT... Page and I accepted


yeah that's all I got too.   I went back online and talked with the chat person.    She said it's normal not to get a confirmation email about the secured card.   She said it takes up to 5 business days for them to debit your account and up to 15 days for you to receive the card.
Valued Contributor
Posts: 1,065
Registered: ‎04-26-2007
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Re: Applying for a credit card



Cory wrote:
What card is this that you guys are talking about? I wanna know:smileysurprised:
 
Cory


It the Bank of America  partial secured card   the $99/$500.   You pay a $99 deposit and you get a $500 credit limit.    You have to apply for their platnium credit card ( It's a credit rebuilder), if you don't get that card, and if you qualify, they will send you a counter offer card, that's where I was accepted for the $99/$500 card.
Established Contributor
Posts: 674
Registered: ‎03-15-2007
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Re: Applying for a credit card



Boswd wrote:


Cory wrote:
What card is this that you guys are talking about? I wanna know:smileysurprised:
 
Cory


It the Bank of America  partial secured card   the $99/$500.   You pay a $99 deposit and you get a $500 credit limit.    You have to apply for their platnium credit card ( It's a credit rebuilder), if you don't get that card, and if you qualify, they will send you a counter offer card, that's where I was accepted for the $99/$500 card.


Thank you. You have to have a account with them though. I don't have a account with BofA and don't want to with those ridicules fees.
 
Thanks though.
 
Cory
Valued Contributor
Posts: 1,065
Registered: ‎04-26-2007
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Re: Applying for a credit card

yeah there fees can get a bit nasty, but If you do a direct deposit they all get waived.  I enjoy BOA, alot of online resources and even have free budget online programs that are similiar to Quicken.  
Established Contributor
Posts: 674
Registered: ‎03-15-2007
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Re: Applying for a credit card



Boswd wrote:
yeah there fees can get a bit nasty, but If you do a direct deposit they all get waived.  I enjoy BOA, alot of online resources and even have free budget online programs that are similiar to Quicken.  


Thanks for sharing the information.
 
Cory
Valued Contributor
Posts: 1,065
Registered: ‎04-26-2007
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Re: Applying for a credit card

you're welcome
Established Contributor
Posts: 674
Registered: ‎03-15-2007
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Re: Applying for a credit card



Boswd wrote:
you're welcome



Do you know if some of the lender pull a certain credit bureau? I would think not all lenders pull experian, Equifax or Transunion.
 
I'm trying to get around from pulling experian.
 
Cory
Regular Contributor
Posts: 106
Registered: ‎04-28-2007
0

Re: Applying for a credit card

hey everyone, look at the amex thread.  i was just approved  instantly for an amex gold skymiles card this weekend.  many others reading that thread applied and were approved with scores in the high 500s.  it is NOT a secured card and from what i understand pretty easy to get.
 
fyi i received a 1000 cl and my scores are 635 tu, 643 eq, 666 ex
 
good luck.
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