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Applying for a credit card

Established Contributor

Re: Applying for a credit card

Got the Credit Decision email and it took me to the sorry BUT... Page and I accepted
Message 41 of 57
Established Contributor

Re: Applying for a credit card

What card is this that you guys are talking about? I wanna knowSmiley Surprised
 
Cory
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 42 of 57
Valued Contributor

Re: Applying for a credit card



FICO_Focused wrote:
Got the Credit Decision email and it took me to the sorry BUT... Page and I accepted


yeah that's all I got too.   I went back online and talked with the chat person.    She said it's normal not to get a confirmation email about the secured card.   She said it takes up to 5 business days for them to debit your account and up to 15 days for you to receive the card.
Message 43 of 57
Valued Contributor

Re: Applying for a credit card



Cory wrote:
What card is this that you guys are talking about? I wanna knowSmiley Surprised
 
Cory


It the Bank of America  partial secured card   the $99/$500.   You pay a $99 deposit and you get a $500 credit limit.    You have to apply for their platnium credit card ( It's a credit rebuilder), if you don't get that card, and if you qualify, they will send you a counter offer card, that's where I was accepted for the $99/$500 card.
Message 44 of 57
Established Contributor

Re: Applying for a credit card



Boswd wrote:


Cory wrote:
What card is this that you guys are talking about? I wanna knowSmiley Surprised
 
Cory


It the Bank of America  partial secured card   the $99/$500.   You pay a $99 deposit and you get a $500 credit limit.    You have to apply for their platnium credit card ( It's a credit rebuilder), if you don't get that card, and if you qualify, they will send you a counter offer card, that's where I was accepted for the $99/$500 card.


Thank you. You have to have a account with them though. I don't have a account with BofA and don't want to with those ridicules fees.
 
Thanks though.
 
Cory
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 45 of 57
Valued Contributor

Re: Applying for a credit card

yeah there fees can get a bit nasty, but If you do a direct deposit they all get waived.  I enjoy BOA, alot of online resources and even have free budget online programs that are similiar to Quicken.  
Message 46 of 57
Established Contributor

Re: Applying for a credit card



Boswd wrote:
yeah there fees can get a bit nasty, but If you do a direct deposit they all get waived.  I enjoy BOA, alot of online resources and even have free budget online programs that are similiar to Quicken.  


Thanks for sharing the information.
 
Cory
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 47 of 57
Valued Contributor

Re: Applying for a credit card

you're welcome
Message 48 of 57
Established Contributor

Re: Applying for a credit card



Boswd wrote:
you're welcome



Do you know if some of the lender pull a certain credit bureau? I would think not all lenders pull experian, Equifax or Transunion.
 
I'm trying to get around from pulling experian.
 
Cory
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 49 of 57
Regular Contributor

Re: Applying for a credit card

hey everyone, look at the amex thread.  i was just approved  instantly for an amex gold skymiles card this weekend.  many others reading that thread applied and were approved with scores in the high 500s.  it is NOT a secured card and from what i understand pretty easy to get.
 
fyi i received a 1000 cl and my scores are 635 tu, 643 eq, 666 ex
 
good luck.
Message 50 of 57