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Valued Contributor
Boswd
Posts: 1,065
Registered: ‎04-26-2007
0

Re: Applying for a credit card

No they don't but I have no idea who pulls what.   I guess to give you an idea is www.whogavemecredit.com
Established Contributor
Cory
Posts: 671
Registered: ‎03-15-2007
0

Re: Applying for a credit card



Carthoris wrote:
My scores are low for various reasons, but the simulator says if I get a CC with $2000 limit it will vastly improve my scores. However, I don't want to take the hit if I don't get approved by apllying for one.
Any suggestions on what to apply for with greater assurances of getting approved with a TransUnion score of 623 (about to go up with some past due payments being paid).


Thank you. I will check out the link:smileyvery-happy:
 
Cory
1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.
Established Member
casinoplayer
Posts: 11
Registered: ‎06-07-2007
0

Re: Applying for a credit card

Has anyone with a BK got offered the 99/500 card??? 
Member
lowermyrate
Posts: 9
Registered: ‎06-29-2007
0

Re: Applying for a credit card

I just applied for the BA  Visa Plantium and was just  counter offer with HSBC with a $300.00 cl. The funnything I had applied for that same HSBC card three week ago and was denied through a different website. I've been reading this site for the last week, and I'm glad people are honest with this information.
Valued Contributor
SmartCookie
Posts: 2,010
Registered: ‎07-01-2007
0

Re: Applying for a credit card



casinoplayer wrote:
Has anyone with a BK got offered the 99/500 card??? 



FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 
 
Hard inq of course if you actually apply.
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Applying for a credit card



SmartCookie wrote:


casinoplayer wrote:
Has anyone with a BK got offered the 99/500 card??? 



FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 
 
Hard inq of course if you actually apply.



I wouldn't base you getting a card strictly off of the soft pull. My brother filled out the form and received no pre-approved offers. The next day he applied directly for two BofA cards and was approved.
Valued Contributor
SmartCookie
Posts: 2,010
Registered: ‎07-01-2007
0

Re: Applying for a credit card



Tuscani wrote:


SmartCookie wrote:
FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 
 
Hard inq of course if you actually apply.



I wouldn't base you getting a card strictly off of the soft pull. My brother filled out the form and received no pre-approved offers. The next day he applied directly for two BofA cards and was approved.



You know I think that request is a little buggy depending on the time of day, but it's the only way I know to get an 'invite' to the 99/500.  Dunno if there is still any debate on if it is invite only or not still.  I'm glad for your bro!  And at least I know I'm not going nuts... I have mid 700 FICOs and it didn't offer me any cards either save for the secured. 
 
Things that may you go hmmmmm.   :smileytongue:
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***

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