Applying for a credit card

[Boswd]

No they don't but I have no idea who pulls what.   I guess to give you an idea is www.whogavemecredit.com. 

[Cory]

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Carthoris wrote:

My scores are low for various reasons, but the simulator says if I get a CC with $2000 limit it will vastly improve my scores. However, I don't want to take the hit if I don't get approved by apllying for one.

Any suggestions on what to apply for with greater assurances of getting approved with a TransUnion score of 623 (about to go up with some past due payments being paid).

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Thank you. I will check out the link

Cory

[casinoplayer]

Has anyone with a BK got offered the 99/500 card??? 

[lowermyrate]

I just applied for the BA  Visa Plantium and was just  counter offer with HSBC with a $300.00 cl. The funnything I had applied for that same HSBC card three week ago and was denied through a different website. I've been reading this site for the last week, and I'm glad people are honest with this information.

[SmartCookie]

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casinoplayer wrote:

Has anyone with a BK got offered the 99/500 card??? 

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FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 

Hard inq of course if you actually apply.

[Tuscani]

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SmartCookie wrote:

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casinoplayer wrote:

Has anyone with a BK got offered the 99/500 card??? 

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FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 

Hard inq of course if you actually apply.

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I wouldn't base you getting a card strictly off of the soft pull. My brother filled out the form and received no pre-approved offers. The next day he applied directly for two BofA cards and was approved.

[SmartCookie]

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Tuscani wrote:

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SmartCookie wrote:

FYI you can see if you are preapproved for any cards at http://www.bankofamerica.com/creditcards/.  This includes the secured card.  According to Jaquena, an online BoA rep, it is a soft (promo) inq to check. 

Hard inq of course if you actually apply.

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I wouldn't base you getting a card strictly off of the soft pull. My brother filled out the form and received no pre-approved offers. The next day he applied directly for two BofA cards and was approved.

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You know I think that request is a little buggy depending on the time of day, but it's the only way I know to get an 'invite' to the 99/500.  Dunno if there is still any debate on if it is invite only or not still.  I'm glad for your bro!  And at least I know I'm not going nuts... I have mid 700 FICOs and it didn't offer me any cards either save for the secured. 

Things that may you go hmmmmm.