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April Credit Sesame scores are up!

Valued Contributor

Re: April Credit Sesame scores are up!

I finally got a CS score update, too. Down 16, from 783 to 767. But since that was because of new cards reporting and a drop in AAoA I'm not too unhappy.

 

But is anybody else having the problem I'm having with financial data either not being updated or being updated improperly? After the FD just sat there not updated for a couple of months, this month they added the balance on a new card without updating the data on existing cards. They had my cc debt at $5,000 when it's really $1,500, with util figures correspondingly screwy.

 

I manually changed the data, but if they're actually pulling from Experian to get the scores, why aren't they getting the correct info as a matter of routine? I know the right info is on EX. It's just not on CS.

 

Regular Contributor

Re: April Credit Sesame scores are up!

My report was updated as well (finally) now at 738. +2.
Current Cards: AMEX Everyday ($15k), AMEX BCE ($20k), Amex Platinum, Arrival ($11.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($6.5k)

2/16 - 864 Fico EQ (CITI); 818 Fico Ex (AMEX)
Member

Re: April Credit Sesame scores are up!

766 to 761 =\

Established Contributor

Re: April Credit Sesame scores are up!

Up 3 to 701.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Established Contributor

Re: April Credit Sesame scores are up!

Up 15 to 680. Too bad my true EX FICO only moved up 10 to 631. Huge difference.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Valued Contributor

Re: April Credit Sesame scores are up!

As of April 9th, I went up 13 points to 695. Next stop 700 land by May (fingers crossed)...lol!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Valued Contributor

Re: April Credit Sesame scores are up!


Gunnar419 wrote:

I finally got a CS score update, too. Down 16, from 783 to 767. But since that was because of new cards reporting and a drop in AAoA I'm not too unhappy.

 

But is anybody else having the problem I'm having with financial data either not being updated or being updated improperly? After the FD just sat there not updated for a couple of months, this month they added the balance on a new card without updating the data on existing cards. They had my cc debt at $5,000 when it's really $1,500, with util figures correspondingly screwy.

 

I manually changed the data, but if they're actually pulling from Experian to get the scores, why aren't they getting the correct info as a matter of routine? I know the right info is on EX. It's just not on CS.

 


Yes...it seems my balance data is from last month, not this month's current balances. 

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Valued Contributor

Re: April Credit Sesame scores are up!

Down 6 to 819

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 38.6k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Senior Contributor

Re: April Credit Sesame scores are up!

+11 for me.  Smiley Happy

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663