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If i pay 54$ on this site do i get true scores from all three bureaus. Will theses match what lenders pull and will this have a negative effect on my score by checking.
@samf wrote:If i pay 54$ on this site do i get true scores from all three bureaus. Will theses match what lenders pull and will this have a negative effect on my score by checking.
You'll get 3 FICO scores, one from each CRA along with the corresponding reports. There are many different FICO score versions out there. Lenders can pick or choose what FICO they want to use. You can easily go to lender #1 and see one score and then go to lender #2 and see an entirely different score if they pull a different FICO version. So, yes, you get a FICO.
Pulling your own credit through services, like through myFICO, won't hurt your credit.