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The link you provided gave me a lot of hope that it will show on my report, though some of the dates on those posts were over two years old. I'm keeping hope alive at this point, my lender is doing a rapid rescore in a few days so, fingers, eyes, toes are all crossed!!!!! Thanks for the help!
With regards to "joint account user", you cannot be added as an joint account holder. The only way you can be listed as one is at the application process when you are added with a spouse, family member, etc. After the app, then the only changes that are made are as an AU.
@llecs wrote:With regards to "joint account user", you cannot be added as an joint account holder. The only way you can be listed as one is at the application process when you are added with a spouse, family member, etc. After the app, then the only changes that are made are as an AU.
I may have worded what I said wrong. The representative from Chase did tell us that in order for me to be added as a "joint account user" that my mother would have to fill out a document giving authorization to do that. But as of this moment, I am an AU on her account. Thanks for the follow up!