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Hate to sound dumb here, but how is aaoa calulated differently when you apply for 3 credit cards in one day compared to 3 in a month?
It wouldn't be different in any scoreable way...? Unless there's an AAoA wizard who can correct me. Those cards would still be 3 new cards opened that month of that year.
Thanks for the reply bman
@Bman70 wrote:It wouldn't be different in any scoreable way...? Unless there's an AAoA wizard who can correct me. Those cards would still be 3 new cards opened that month of that year.
+1 AAoA is calculated by month not by days.
@antdave93 wrote:Hate to sound dumb here, but how is aaoa calulated differently when you apply for 3 credit cards in one day compared to 3 in a month?
http://seemly.com/aaoa-calculator/
@antdave93 wrote:Hate to sound dumb here, but how is aaoa calulated differently when you apply for 3 credit cards in one day compared to 3 in a month?
It's not. AAoA is always calculated the same way. Now, the result will be different before and after the accounts are opened and reporting (appyling itself doesn't impact AAoA) but days aren't going to make the difference.