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smallfry wrote:
Jumping through hoops for a credit card? I'd tell them to shove the cards. This is how sub prime companies treat their customers. Get another lender.
ekuzniar wrote:Just wanted to update everyone since it seems that I was the first to get the FR...My FR was initiated on 07/09. They said it would take 10-12 business days. It took 8 and I got the call this morning that it was complete. All accounts suspensions have been released and there has been no change to my limits. I reported my HHI as 103K and my personal tax return has 53K for last year, and still there was no issue and no further questions. My total CL with them is 7K, and they said that they felt that my income of 53K was sufficient for the credit line I had. I'll hit them up next year for an increase when my tax return is complete and has double the income.Good luck to everyone else.
ekuzniar wrote:Just wanted to update everyone since it seems that I was the first to get the FR...My FR was initiated on 07/09. They said it would take 10-12 business days. It took 8 and I got the call this morning that it was complete. All accounts suspensions have been released and there has been no change to my limits. I reported my HHI as 103K and my personal tax return has 53K for last year, and still there was no issue and no further questions. My total CL with them is 7K, and they said that they felt that my income of 53K was sufficient for the credit line I had. I'll hit them up next year for an increase when my tax return is complete and has double the income.Good luck to everyone else.Thanks for sharing... Hoping mine turns out well also. I however am requesting the CLI as soon as the process is finished. IF income is the motivating factor here, my CL should be in the tens of thousands...Rob