Dell is listed as a revolving acct, and they even sent me something that "looked" like a credit card, but was just for Dell.
See my dilema is I get school money in a few weeks, around $3500, I want to put at least $1500 in savings. I am trying to figure out how I need to divide up the rest to pay on these accounts. I will most likely pay $800-900 on Dell, and then pay the cards off, and just charge like small grocery runs on them, and pay them off within a month or two, just to have something on each.
The issue with the car is when I got the car it was at a better APR% than what my room mate would get right now. Her credit is not the greatest but is better than mine. However she would get almost 12% APR where I got the car at 8%. So as long as she pays more than the amount, and on time, I have no issue with it being in my name right now.
We are trying to get a joint loan for a house. And if we do, I want to see if I can buy a cheaper house, and pay off the cars and the other little odds and ends, and just sit back and pay everything on time, and let my credit history length grow. A couple of local lenders says it is possible if I can just get a couple more points on my side on my credit. Her score is around 645. So she is trying to get as close to 700 and then we will apply for a first time buyers loan.
So if I were to have $1500-2000 to put towards these accounts, how much should go where?
Dell is $1500, Bank of America is around $400 and Capital One is like $100. I want to try to have a little left over for spending money, since I haven't bought anything for me in ages 
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