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Posts: 3
Registered: ‎07-14-2007

BK-7 Question

Does anyone have advice on how to get an account that was discharged in a BK-7 to report as a 0 balance on the credit report?  I have dealt with the bureaus multiple times and it doesn't seem to get taken care of.
Established Contributor
Posts: 858
Registered: ‎06-26-2007

Re: BK-7 Question

I filed BK7 in 2001, discharged 2002 and the accounts have just now started showing 0 balances.  If you have disputed with the bureaus and they have done nothing, send them a copy of your bk discharge letter and the rest of the papers.  I just got a letter yesterday telling me to send them a copy as further proof that accts. listed should be at $0 and listed as "included in Chapter 7 Bankruptcy".

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