I got all of mine listed up above during my bk 13, before it was discharged.
It has all now pretty much come off of my CR's . My scores are notr to high, but I have lots of good credit in good standing on the reports to cover my scores. My ch 13 was discharged a couple of years ago.
Last night I applied for WalMart, Hooters, Goody's, and Target. I got those approved. However BofA denied me. I applied for cccu cc, chevron/texaco gas card, the Gap, Home Depot, and Kirklands. I am suppose to hear from them in the next 7-10days. Sometimes that bad when you don't get instant approval, sometimes it's good. Just have to wait and see.
Now that I have most of my baddies off, I am getting the ones that I think I can get and set on them for about a year to build time and 1-9 utli, on time, all the time.