I have two accounts that were included in a BK7. I pulled my EX report a couple days ago and they are being reported as "Collection/Charged Off" rather that "Included in BK7 discharge". The other two CRA's are reporting these accounts as "Included in BK7", but EX seems to want to put an even more negative spin on accounts. I've heard that although it will still be a derrogative, having the correct comments in important if my credit file is ever personally viewed. Can anyone tell me if I have the right to request the CRA's change the comments by providing them a copy of my BK discharge papers proving the two accounts were in fact included?
Thank you, Mike