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BOA advice

Contributor

BOA advice

Should I apply?  I got an offer for the platinum plus with a 0% apr for the first 12 billing cycles and no annual or balance transfer fee.  Any suggestions?  What credit score is required?
Message 1 of 11
10 REPLIES
Valued Contributor

Re: BOA advice

If you are in the market to get a card, I say go for it.   It is one of their credit builders that is not a secured card.   Requirements are a little more relazed than their normal cards.   And if you get denied, odds are they will offer you the $99/$500 card.    I like BoA alot.  great customer service, great website for paying and such.  
 
I say go for it.
Message 2 of 11
New Member

Re: BOA advice

What is the 99/500 card?
Message 3 of 11
Contributor

Re: BOA advice

Yes, I am trying to improve my credit.  Thanks for the info.
Message 4 of 11
Valued Contributor

Re: BOA advice



krhall72 wrote:
What is the 99/500 card?



It's their semi-secured card.   You put down $99 and you get a $500 credit limit.
Message 5 of 11
Contributor

Re: BOA advice

got approved with 1500 CL. Thanks again for the advice.
Message 6 of 11
Established Contributor

Re: BOA advice

Do you know what CRA they pulled from?
9/18/08 TU=707 EQ=706 EX=702
Message 7 of 11
Senior Contributor

Re: BOA advice

I did the soft pull what card do you recommend at BOA last night. They offered me the $300 secured card. LOL.
Message 8 of 11
Contributor

Re: BOA advice

I got an alert from Experian that BOA did an inquiry so I will assume Experian.
Message 9 of 11
Established Contributor

Re: BOA advice

Can I ask: What are your FICOs?
" I like to live as a poor man, with a lot of money." - Pablo Picasso (who was a jerk.)
Message 10 of 11