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Back to seedling, but worth it..Gotta luv NFCU!

Established Contributor

Back to seedling, but worth it..Gotta luv NFCU!

Back to seedling for me. Here's what went down. I was going to wait until August to buy a new vehicle but I was researching online and came accross the Military Overseas Carsales, which since I'm a contractor over here I can use. I priced a brand new 2014 Jeep Grand Cherokee 4x4 and found it was about $3k cheaper than what the dealers were selling them for so I ordered one, it isn't even made yet and will be delivered when I get home in August. I called NFCU last night and within 5 minutes I was approved up to $43k at 1.79%. So as I said, back to seedling for me, and this is what I was gradening for anyway.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 1 of 9
8 REPLIES
Epic Contributor

Re: Back to seedling, but worth it..Gotta luv NFCU!

Message 2 of 9
Super Contributor

Re: Back to seedling, but worth it..Gotta luv NFCU!

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 9
Established Contributor

Re: Back to seedling, but worth it..Gotta luv NFCU!

Thanks. MSRP for the one I'm getting is about 44k, dealers are selling them for about 45k with the options I got, I paid about 42k, with a 2 week guaranteed lowest price as soon as I pick it up. I got the Limited with the 5.7 MDS VVT V-8 and the Offroad Adventure II package, which comes with the Class IV tow package rated at 7400 pounds.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 4 of 9
Moderator Emeritus

Re: Back to seedling, but worth it..Gotta luv NFCU!

Congrats on the awesome Navy Fed rate!

 

FYI the Volvo XC90 AWD Military edition is awesome....

 

you can get it for around 40k which is super cheap for an XC90

 

I'm not sure if this deal is available for contractors or not


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 5 of 9
Established Contributor

Re: Back to seedling, but worth it..Gotta luv NFCU!

Volvo isn't even listed on the website. www.encs.com

 

Edit: From Stars & Stripes: "Exchange New Car Sales (ENCS) is the only on-base, factory authorized distribution of American made vehicles"


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 6 of 9
Frequent Contributor

Re: Back to seedling, but worth it..Gotta luv NFCU!

Congrats big time Im totally with you Gotta love NFCUSmiley Happy

Message 7 of 9
Frequent Contributor

Re: Back to seedling, but worth it..Gotta luv NFCU!

Congrats. I got a quote through ENCS for a Ford Fusion a couple of months back (contractor also). Trying to decide if I really need a new car, or should continue to drive mine for a few more years when I get home for good.



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 8 of 9
Established Contributor

Re: Back to seedling, but worth it..Gotta luv NFCU!

@_jb_

 

I had the same thought at first but since new car prices are going up every year I figured might as well get it now. It will rarely be driven when most of the year, so it will last. And I tend to take care of vehicles and keep them anyway, my last truck was a 98 Chevy Z-71 that I bought in 2002 and it still runs great.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 9 of 9